If you experience an 'Insufficient Funds' error while trying to make a deposit, this indicates that our system does not consider there to be enough funds available on the account to cover the deposit.
We've prepared some helpful information to troubleshoot and solve this issue:
1. Please Consider any Deposits Made to your Binance US Account in the Past 3 Days:
You may be experiencing an insufficient funds error if you have made any ACH deposits to Binance US in the past three days that have not yet cleared your bank account.
2. Ensure that you Have Over 130% Available Funds in your Bank Before Depositing:
Before attempting the next deposit, please confirm that you have enough funds available in your bank account to cover this transaction, plus an additional 30% which will remain in your account (see example below). We also recommend depositing smaller increments to see whether or not the error persists. Any transfers which have only recently brought your bank account balance above your deposit amount may also cause this error.
Example: If you deposit $100.00, your ACH bank account must have a balance (before the deposit) of at least $130.00 or higher.
3. Delete & Reconnect the payment method:
You can delete & reconnect the payment method to see if this fixes the problem. In most cases, this will fix the issue:
- Log into your account.
- Delete the ACH payment method by clicking here
- Reconnect your ACH payment method (ACH Checking) here
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Legal disclaimer: This material has been prepared for general informational purposes only and should NOT be: (1) considered an individualized recommendation or advice; or (2) relied upon for any investment activities. All information is provided on an as-is basis and is subject to change without notice. We make no representation or warranty of any kind, express or implied, regarding the accuracy, validity, reliability, availability, or completeness of any such information. Binance.US does NOT provide investment, legal, or tax advice in any manner or form. The ownership of any investment decision(s) exclusively vests with you after analyzing all possible risk factors and by exercising your own independent discretion. Binance.US shall not be liable for any consequences thereof.
Binance.US reserves the right in its sole discretion to amend or change or cancel this announcement at any time and for any reasons without prior notice.